My Best Buy™ Terms

A.    Age
The Program is open to individual U.S. residents (50 states, DC, and Puerto Rico) who have reached the age of majority (18–21 years old). By enrolling in or participating in the Program, you represent and warrant that you have reached the age of majority.

B.    Email and Electronic Communications
You must provide and maintain a valid email address and promptly update your Program account (“account” or “Program account”) with any changes, and you acknowledge and expressly consent to receipt of electronic communications from Best Buy about your membership in the Program and promotional offers.

C.   Participating Best Buy Properties
Membership is valid at Best Buy retail store locations in the United States (50 states, DC, and Puerto Rico), BestBuy.com, the Best Buy mobile app, and other select Best Buy channels, platforms, or properties identified by Best Buy (together, “Participating Properties”). Please note you will not receive points for purchases of, and reward certificates may not be redeemed toward, products or services at stand-alone Yardbird stores, yardbird.com, lively.com, stand-alone Pacific Kitchen & Home^® stores, at Pacific Sales^® locations within Best Buy Stores, and all other channels outside of the Participating Properties, including without limitation, through alternative third party sales channels featuring Best Buy and Best Buy Marketplace products (“Outside Channels”). In addition, purchases you make through Outside Channels are not eligible for rewards or financing through the My Best Buy Credit Card.

D.   Account Activity
To remain eligible for the Program, you must make a Qualifying Purchase at least once in every rolling 24-month period or have an open My Best Buy Credit Card account. If you do not, we will terminate your Program account. Please see Section 6 (Member Cancellation) for additional information, including about point issuance and redemption upon cancellation.  If you wish to become a member in the Program after you are terminated, you must create a new Program account.

To remain eligible to earn points, you must maintain (1) an active My Best Buy Plus or My Best Buy Total membership or (2) an open My Best Buy Credit Card account. 

E.   Resellers
Resellers are excluded from the Program. If we, in our sole discretion, determine you to be a reseller, your account may be terminated in accordance with Section 6 below.

A.   Points

A.1. Receiving Points: Program Members are eligible to receive points under the Program through a variety of means, including Qualifying Purchases made while a member of My Best Buy Plus or My Best Buy Total, using the My Best Buy Credit Card, and certain promotions or activities as made available from time to time.

When points are issued, they will be associated with either (a) the Program account that the customer self-identifies on the transaction (e.g., by providing their phone number, signing in on BestBuy.com, etc.) or, (b) in the case of a My Best Buy Credit Card transaction, the Program account associated with the My Best Buy Credit Card used for the transaction.

“Qualifying Purchase(s)” (formerly referred to as “Net Purchase(s)”) means a purchase of goods or services at Participating Properties but excluding: 1) refunds, returns and/or unauthorized transactions; 2) cash advances or balance transfers; 3) any purchase of a product that is functionally equivalent to cash or a cash transaction, including without limitation, wire transfers, money orders, cryptocurrency, bets, lottery tickets or casino gaming chips; 4) certain taxes and delivery charges; 5) any annual fee or other fees paid on a My Best Buy Credit Card; 6) leased products, 7) other excluded items or transactions in particular promotions; and (8) in the case of Plus and Total Membership Points, Yardbird products (for clarity, Yardbird products are a Qualifying Purchase for the purposes of My Best Buy Credit Cardmember Points).

Best Buy may also periodically identify certain products and offers as excluded from receiving points. For illustration, the following purchases are excluded (“Non-Qualifying Purchases”): 1) purchases made prior to becoming a member; 2) purchases from Best Buy on or through a third-party website, digital shopping assistant, marketplace (such as Amazon, Google, eBay, DoorDash, TikTok, etc.), or the like, including, without limitation, when there is a Best Buy “store” where such purchase is fulfilled by Best Buy or from Best Buy’s inventory (often denoted as “Sold by Best Buy” or similar”); 3) purchases from third-party sites operating on Best Buy’s behalf; 4) transactions including instant rebates; 5) pre-orders at the time of deposit (the points will be awarded at the time of final payment or at the time you pick up the product); 6) purchases made for resale; 7) purchases involving promotional financing or promotional statement credits; 8) purchases of Best Buy gift cards; 9) sales tax; 10) donations; 11) service charges, regulatory fees or other excluded transactions or charges in particular promotions; and 12) certain commercial purchases.

A.1.i Plus and Total Membership Points: My Best Buy Plus and Total Members will receive 1% back in rewards (0.5 points for every $1 spent) on Qualifying Purchases at Participating Properties.

A.1.ii My Best Buy Credit Cardmembers Points: Members who use their My Best Buy Credit Card on eligible transactions at Participating Properties or with certain Best Buy promotional partners periodically identified by Best Buy (“Best Buy Partners”) may be eligible to receive points on Qualifying Purchases. My Best Buy Credit Cardmembers will receive 5% back in rewards (2.5 points for every $1 spent) made on Qualifying Purchases with a My Best Buy Credit Card (“My Best Buy Credit Cardmember Points”). In addition, certain limited-time promotions may enable Credit Cardmembers to receive additional points for purchases with Best Buy Partners. Also, where more than one My Best Buy Credit Card is used on an individual transaction, Best Buy reserves the right to apply points to the My Best Buy Credit Card with the highest charge.

A.1.iii Promotion and Activities Points: Limited-time promotions or activities to earn additional points may be made available by Best Buy from time to time, each subject to limitations, exclusions, and terms and conditions as identified at the time.

A.2.  Point Redemption
Points earned through the Program can be redeemed for reward certificates, e-gift cards issued by participating partners and, when available, other Best Buy promotions. The amount of points required for the issuance of an e-gift card varies. Additional limitations may apply. Subject to change without notice.

The points earned through the Program have no cash value and may not be redeemed, exchanged, or converted to cash.

For every 250 My Best Buy points you receive, you will be eligible to receive a $5 reward certificate. Reward certificates are coupons for discounts on future purchases at Participating Properties and may be redeemed only for a discount on purchase amounts equal to or greater than the sum of the reward certificate(s) presented for redemption, excluding “Non-Qualifying Redemptions” (see below). Reward certificates are not transferable and may be used only by the member to whom they are issued. Reward certificates may be used in conjunction with most other discounts or offers toward the purchase of products, not to exceed the purchase amount. Reward certificates have no cash value, and no change will be given for reward certificate redemption. Reward certificates may be used only once. Reward certificates expire at 11:59 p.m. CT on the expiration date shown on the reward certificate, typically sixty (60) days from when it was issued. The point equivalent of reward certificate value may be credited to your active My Best Buy account upon return of product or service purchased with a reward certificate, so long as you still have an active membership at the time of the return.

A.2.i. Annual Automatic Point Redemption

Each year, on or around March 1, we will automatically issue reward certificates to you for every 250 points in your available balance (the “Yearly Redemption”).  Any leftover points will continue to be stored in your account. The automatically issued reward certificates may be issued at Best Buy’s sole discretion in one or more certificates and in any denomination.

If you are a My Best Buy Credit Cardmember, you will not be subject to the Yearly Redemption as long as you keep your My Best Buy Credit Card active. Instead, you will be able to choose to either (a) have us automatically issue your reward certificates when you reach a certain level or (b) choose Point Banking to save your points until you're ready to issue a reward certificate. By default, we will automatically issue you a $5 reward certificate when you reach 250 points.

A.3.   Point Redemption Exclusions
You may redeem reward certificates when the purchase value (excluding tax) exceeds the reward certificate amount. Redemption of reward certificates is excluded from the following purchases and transactions (“Non-Qualifying Redemptions”): 1) Prior purchases; purchases of leased products; purchases/rentals at rent-to-own locations inside Best Buy Stores; 2) purchases from Best Buy on or through a third-party website, digital shopping assistant, marketplace (such as Amazon, Google, eBay, DoorDash, TikTok, etc.), or the like, including, without limitation, when there is a Best Buy “store” where such purchase is fulfilled by Best Buy or from Best Buy’s inventory (often denoted as “Sold by Best Buy” or similar”); 3) purchases of Best Buy or other third party service contracts, extended warranties or protection plans; 4) purchases from third party sites operating on Best Buy’s behalf; 5) certain purchases at stand-alone Pacific Kitchen & Home^® stores, at Pacific Sales^® locations within Best Buy Stores; at Yardbird stores or on Yardbird.com; or at Lively.com; 6) purchases of gift cards, including Best Buy gift cards; 7) purchases at Best Buy kiosks; 8) purchases made for resale; 9) payment on any My Best Buy^® Credit Cards; 10) certain premium major home appliances and home theater products; 11) any online transaction that contains the purchase of a Best Buy gift card; 12) sales tax, service and other excluded charges; 13) discounted commercial purchases; and 14) other exclusions in particular promotions.

B.   Member Pricing
Member purchases of certain products and services (which may include Non-Qualifying Purchases) may be eligible for discounts or reduced member pricing at Best Buy retail stores, on BestBuy.com, and the Best Buy mobile app (“Member Pricing”). These are limited-time offers and subject to offer limitations communicated by us. For example, certain Apple and Beats products identified by us may be eligible for Member Pricing from time to time.

C.   Promotional Certificates

Members may be eligible to receive promotional certificates from time to time. These certificates have no cash value, and change will not be given for redemption. Certificates may be used only once. Certificate value forfeited upon return of product or service purchased with certificate. Certificates are valid until midnight (CT) on the expiration date specified. Additional limitations and exclusions may apply. Please see certificate terms and conditions.

D.   Enhanced Personalized Shopping

Members experience an enhanced, more personalized experience through which we will provide you with information about technology or other products and services that we think you'll find useful (or just fun and interesting). On BestBuy.com, members receive access to additional features (that we may end or update from time to time) such as purchase history, online order tracking, a digital wallet for managing transactions and payments, and a member account page consolidating available member offers and benefits.  We will attempt to develop our prediction of your preferences or interests using information from your interactions with us and/or from information we have obtained from our partners and data brokers.  Marketing messages, advertisements, and other curated offers and communications may be sent to you on our and others' digital properties based on those predictions, all of which are intended to complement and improve your shopping journey and member experience.

E.    Additional Benefits.

Members may receive additional benefits identified by Best Buy from time to time. You are encouraged to visit My Best Buy member benefits for a summary.

You may cancel your membership in the Program at any time by email or phone (1-888-BEST BUY).

If you or Best Buy cancel your membership, you will have 90 days to redeem your points with any unused points forfeited after such time; noting for clarity that certificate value is forfeited upon return of product or service purchased with the certificate. Best Buy may also automatically issue reward certificates to you for every 250 points in your available balance as of the cancellation date. The automatically issued reward certificates may be issued at Best Buy’s sole discretion in one or more certificates and in any denomination.

If your account has a negative points balance, we may immediately cancel or reverse any or all outstanding points as well as issued reward certificates.

We may not issue you any reward certificate(s) if we terminate your account because of conduct that we determine, in our discretion, violates these Terms or any applicable law, involves fraud or misuse of Program membership, or is harmful to our interests or those of another customer. We also reserve the right to deny future membership if we deem your conduct to violate these Terms. Our failure to insist upon or enforce your strict compliance with these Terms will not constitute a waiver of any of our rights.

You may view your membership activity online at BestBuy.com/signin. For information about your membership, contact Best Buy by email or phone (1-888-BEST BUY) with your member ID.

Or you can contact us by mail at:
My Best Buy Program
P.O. Box 949
Minneapolis, MN 55440-0949

We may, in our discretion, change these Terms, BestBuy.com Terms and Conditions, Privacy Policy, My Best Buy Credit Card account Terms, or any aspect of Program membership at any time without notice. If any change to these Terms is found invalid, void, or for any reason unenforceable, that change is severable and does not affect the validity and enforceability of any remaining changes or conditions. YOUR CONTINUED MEMBERSHIP AFTER WE CHANGE THESE TERMS CONSTITUTES YOUR ACCEPTANCE OF THE CHANGES. IF YOU DO NOT AGREE TO ANY CHANGES, YOU MUST CANCEL YOUR MEMBERSHIP.

• Binding Arbitration. “Dispute” shall be interpreted broadly and cover any claim or controversy arising out of or relating in any way whatsoever to your relationship or interaction with Best Buy, its agents, and its present and future subsidiaries, affiliates, and designees—including, but not limited to, GreatCall, Lively, Geek Squad, Magnolia, and Pacific Sales—whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory. Examples of relationships or interactions giving rise to a covered claim include, without limitation: (1) your use of Best Buy’s websites; (2) your membership in any Best Buy loyalty or rewards program (e.g., My Best Buy®) or subscription-based services (e.g., My Best Buy Total™); (3) your receipt of delivery, repair or installation services or consultation services provided by Best Buy or its agents; (4) any communications between you and Best Buy; (5) application for financing; and/or (6) your purchase of products or services offered, sold, or distributed by Best Buy including, but not limited to, any Dispute arising from the advertising of, or the sales practices related to, such products and services. If you are a My Best Buy® member, Dispute shall also include all disputes that arose before your enrollment in, and after the cancellation or termination of, the My Best Buy® program, including any claims that are the subject of purported class action litigation. Notwithstanding the foregoing, any Dispute falling within the jurisdictional limits of small claims court must be heard in that court, so long as it isn’t removed or appealed to a court of general jurisdiction. Whether a Dispute falls within the jurisdictional limits of small claims court is for a small claims court to decide in the first instance. Dispute shall include, but not be limited to: (1) any dispute or claim that arose before the existence of these or any prior Terms (including, but not limited to, claims relating to advertising); (2) any dispute or claim that is the subject of purported class action litigation in which you are not a member of a certified class; and (3) any dispute or claim that may arise after termination of these Terms. Dispute, however, does not include disputes or claims seeking to enjoin the misuse of intellectual property rights, which may be brought in a court of competent jurisdiction. The arbitrator shall decide all issues except the following (which are for a court of competent jurisdiction to decide): (1) issues that are reserved for a court in these Terms; (2) issues that relate to the scope, validity, or enforceability of the arbitration agreement, class action waiver, jury trial waiver, or any of the provisions of this Dispute Resolution section; and (3) issues that relate to the arbitrability of any Dispute. These Terms and this arbitration agreement do not prevent you from bringing a Dispute to the attention of any government agency. You and Best Buy agree that these Terms evidence a transaction in interstate commerce and that this arbitration agreement will be interpreted and enforced in accordance with the Federal Arbitration Act and federal arbitration law (not state arbitration law).

• Mandatory Informal Dispute Resolution Process. You and Best Buy agree to work together in an effort to informally resolve any Dispute that might arise between us. Before you or Best Buy may initiate an arbitration proceeding, you and Best Buy agree to engage in a good faith effort to resolve the Dispute informally for 60 days, unless that time is extended by agreement. The party initiating the Dispute must send the other a written notice of the Dispute (“Notice”) that includes all of the following information: (1) the party’s name and contact information (address, telephone number, and email address); (2) information sufficient to identify any account and transaction at issue; and (3) a detailed description of the nature and basis of the Dispute (including approximate date, time and location, if applicable) and the relief sought, including a good faith calculation for it. The Notice must be personally signed by the party initiating the Dispute (and their counsel, if represented). If you have the Dispute with Best Buy, you must send this Notice to Best Buy at CT Corporation System, Inc., 1010 Dale Street North, St. Paul, MN 55117-5603 or by email to [email protected]. If Best Buy has the Dispute with you, Best Buy will send the Notice to you at the most recent contact information we have on file. The party receiving the Notice may request a telephone settlement conference to aid in the resolution of the Dispute. If such a conference is requested, you and a Best Buy representative will personally attend (counsel may attend as well). The conference will be scheduled for a mutually agreeable time, which may be outside of the 60-day period. Completion of this Mandatory Informal Dispute Resolution Process is a condition precedent to initiating a claim in arbitration. If the sufficiency of a Notice or compliance with this process is at issue, such issue may be raised with and decided by a court of competent jurisdiction at either party’s election, and any arbitration shall be stayed. The court shall have the authority to enforce this condition precedent to arbitration, which includes the power to enjoin the filing or prosecution of arbitrations or the assessment or collection of arbitration fees. Nothing in this paragraph limits the right of a party to seek relief for non-compliance with this process in arbitration. All applicable limitations periods (including statutes of limitation) will be tolled from the date of the receipt of a completed Notice through the conclusion of this Mandatory Informal Dispute Resolution Process. You or Best Buy may commence arbitration if the Dispute is not resolved through this process.

• Arbitration Procedures. The arbitration of any Dispute shall be administered by and conducted in accordance with the rules of the American Arbitration Association (“AAA”) including the AAA’s Consumer Arbitration Rules and Supplementary Rules for Mass Arbitration (as applicable) (“AAA Rules”), as modified by this arbitration agreement. The AAA Rules are available at www.adr.org. You and we understand that the AAA’s prior administrative determination that this arbitration agreement comports with the Consumer Due Process Protocol is final and that neither a court nor an arbitrator may revisit it. If the AAA is unable or unwilling to administer the arbitration consistent with this arbitration agreement, the parties shall arbitrate before JAMS in accordance with their Streamlined Arbitration Rules & Procedures, and any applicable JAMS mass arbitration procedures and guidelines, as modified by this arbitration agreement. If JAMS is unable or unwilling to administer the arbitration consistent with this arbitration agreement and the parties cannot agree on an alternative provider that will do so, the parties shall petition a court of competent jurisdiction to appoint an arbitration provider that will do so. An arbitration demand must be accompanied by a certification of compliance with the Mandatory Informal Dispute Resolution Process and be personally signed by the party initiating the arbitration (and counsel, if represented). By submitting an arbitration demand, the party (and counsel, if represented) represents that, as in federal court, they are complying with the requirements of Federal Rule of Civil Procedure 11(b). The arbitrator is authorized to impose any sanctions available under Federal Rule of Civil Procedure 11 on represented parties and their counsel. Any Dispute seeking $12,500 or more or injunctive relief shall have an in-person or video hearing if the respondent requests one. You and Best Buy reserve the right to request a hearing from the arbitrator in any matter where a hearing is not required. You and a Best Buy representative will personally appear at any hearing (with counsel, if represented). Any in-person hearing will be held in the county or parish in which you reside or at another mutually agreed location. An arbitrator may award, on an individual basis, any relief that would be available in court, including injunctive or declaratory relief only in favor of the individual party seeking relief and only to the extent necessary to provide relief warranted by that party’s individual claim. To the fullest extent permitted by applicable law, you and Best Buy agree that each may bring claims against the other only in your or Best Buy’s individual capacity and not as a plaintiff or class member in any purported class, collective, consolidated, private attorney general, or representative proceeding. Further, unless you and Best Buy agree otherwise, an arbitrator may not consolidate more than one person’s claims and may not otherwise preside over any form of class, collective, consolidated, private attorney general, or representative proceeding. An arbitrator must follow and enforce these Terms as a court would. If, after exhaustion of all appeals, any of these prohibitions on non-individualized injunctive or declaratory relief and class, collective, private attorney general, or representative proceedings are found to be unenforceable with respect to a particular claim or request for relief (such as a request for public injunctive relief), then such claim or request for relief will be decided by a court of competent jurisdiction, after all other claims and requests for relief are arbitrated. The arbitrator shall issue a reasoned, written decision sufficient to explain the essential findings and conclusions. The arbitrator shall apply the cost-shifting provisions of Federal Rule of Civil Procedure 68 after entry of an award. Judgment on any arbitration award may be entered in any court of competent jurisdiction, except an award that has been fully satisfied may not be entered. An award shall have no preclusive effect in any other arbitration or proceeding involving Best Buy in which you are not the sole named party.

• Costs of Arbitration. Payment of all arbitration fees will be governed by the AAA Rules (unless JAMS or another provider administers the arbitration as set forth above, in which case their respective rules shall govern). You and Best Buy agree that the parties have a shared interest in reducing the costs and increasing the efficiencies associated with arbitration. Therefore, you or Best Buy may elect to engage with the AAA (or the applicable provider) regarding arbitration fees, and you and Best Buy agree that the parties (and counsel, if represented) will work together in good faith to ensure that arbitration remains cost-effective for all parties.
  
  The Parties shall be responsible for their own attorneys’ fees and costs in arbitration, unless they are authorized by law or the arbitrator determines that a claim or proceeding was frivolous or brought for an improper purpose or in bad faith (as measured by the standards set forth in Federal Rule of Civil Procedure 11(b)).

• Additional Procedures for Mass Arbitration. You and Best Buy agree that these Additional Procedures for Mass Arbitration (in addition to the other provisions of this arbitration agreement) shall apply if you choose to participate in a Mass Arbitration. If 25 or more similar Disputes (including yours) are asserted against Best Buy by the same or coordinated counsel (“Mass Arbitration”), you understand and agree that the resolution of your Dispute might be delayed and ultimately proceed in court. The parties agree that as part of these procedures, their counsel shall meet and confer in good faith in an effort to resolve the Disputes, streamline procedures, address the exchange of information, modify the number of Disputes to be adjudicated, and conserve the parties’ and the AAA’s resources.
  
  If your claim is part of a Mass Arbitration, any applicable limitations periods (including statutes of limitations) shall be tolled for your Dispute from the time that your Dispute is first submitted to the AAA until your Dispute is selected to proceed as part of a staged process or is settled, withdrawn, otherwise resolved, or opted out of arbitration pursuant to this provision.
  
  STAGE ONE: If at least 100 Disputes are submitted as part of the Mass Arbitration, counsel for the claimants and counsel for Best Buy shall each select 50 Disputes to be filed and to proceed as cases in individual arbitrations as part of this initial staged process. The number of Disputes to be selected to proceed in Stage One can be increased by agreement of counsel for the parties (and if there are fewer than 100 Disputes, all shall proceed individually in Stage One). Each of the 100 (or fewer) cases shall be assigned to a different arbitrator and proceed individually. If a case is withdrawn before the issuance of an arbitration award, another claim shall be selected to proceed as part of Stage One. The remaining Disputes shall not be filed or deemed filed in arbitration nor shall any arbitration fees be assessed or collected in connection with those claims. After this initial set of proceedings, counsel for the parties shall participate in a global mediation session with a retired federal or state court judge jointly selected by counsel in an effort to resolve the remaining Disputes (as informed by the adjudications of cases in Stage One), and Best Buy shall pay the mediator’s fee.
  
  STAGE TWO: If the remaining Disputes have not been resolved at the conclusion of Stage One, counsel for the claimants and counsel for Best Buy shall each select 100 Disputes per side to be filed and to proceed as cases in individual arbitrations as part of a second staged process. The number of Disputes to be selected to proceed as part of this second staged process can be increased or decreased by agreement of counsel for the parties (and if there are fewer than 200 Disputes, all shall proceed individually in Stage Two). No more than five cases may be assigned to a single arbitrator to proceed individually. If a case is withdrawn before the issuance of an arbitration award, another claim shall be selected to proceed as part of Stage Two. The remaining Disputes shall not be filed or deemed filed in arbitration nor shall any arbitration fees be assessed or collected in connection with those claims. After this second set of staged proceedings, the parties shall engage in a global mediation session of all remaining Disputes with a retired federal or state court judge jointly selected by counsel in an effort to resolve the remaining Disputes (as informed by the adjudications of cases in Stages One and Two), and Best Buy shall pay the mediator’s fee.
  
  Upon the completion of the mediation set forth in Stage Two, each remaining Dispute (if any) that is not settled or not withdrawn shall be opted out of arbitration and may proceed in a court of competent jurisdiction consistent with the remainder of the Terms. Notwithstanding the foregoing, counsel for the parties may mutually agree in writing to proceed with the adjudication of some or all of the remaining Disputes in individual arbitrations consistent with the process set forth in Stage Two (except Disputes shall be randomly selected and mediation shall be elective by agreement of counsel) or through another mutually-agreeable process. A court of competent jurisdiction shall have the authority to enforce the Additional Procedures for Mass Arbitration, including the power to enjoin the filing or prosecution of arbitrations and the assessment or collection of arbitration fees.
  
  The Additional Procedures for Mass Arbitration provision and each of its requirements are essential parts of this arbitration agreement. If, after exhaustion of all appeals, a court of competent jurisdiction decides that the Additional Procedures for Mass Arbitration apply to your Dispute and are not enforceable, then your Dispute shall not proceed in arbitration and shall only proceed in a court of competent jurisdiction consistent with the remainder of the Terms.

• Future Changes to Arbitration Agreement. If we make any future changes to this arbitration agreement (other than a change to our contact information), you may reject any such change by sending your personally signed, written notice to the following address within 30 days of the change:
  Best Buy
  CT Corporation System, Inc.
  1010 Dale Street North
  St. Paul, MN 55117-5603
  
  Such written notice does not constitute an opt out of arbitration altogether. By rejecting any future change, you are agreeing that you will arbitrate any Dispute between you and Best Buy in accordance with this version of the arbitration agreement.

• You and Best Buy each agree that any proceeding, whether in arbitration or in court, will be conducted only on an individual basis and not in a class, collective, consolidated, private attorney general, or representative action. You and we agree to waive any right to bring or to participate in such an action in arbitration or in court to the fullest extent allowable by applicable law. Notwithstanding the foregoing, the parties retain the right to participate in a class-wide settlement.
• To the fullest extent permitted by applicable law, you and we waive the right to a jury trial.