A:Answer I had the same question and did my research, I talked to Verizon and if you buy it through them, they only offer a 6 month payment plan, not 20 like the other carriers do. If you want a payment plan that’s larger, Best Buy has a 12 month no interest deal. However I’m not a fan of credit cards because they can be dangerous haha, but As long as you pay attention to your bill and make sure you pay no less than the minimum per month and have it paid off in 12 months, there’s no interest. Hope this helps